If you are going to purchase a new Mobile Phone, then do not forget to buy mobile insurance against it. While a customer went to a mobile shop to purchase a phone, the shopkeeper generally, provides various offers in it. Among them, mobile insurance is one of the basic needs to protect your device in the future. Those who already purchase mobile insurance for their new phone, they have some idea about how mobile insurance works. However, many of the mobile users or customers are there who do not have any idea about how the insurance of mobile phone works.
Depending on this need, we are going to discuss the complete details about how mobile insurance works while we are going to purchase any phone. Now one thing we want to clear that there are many insurance companies, as well as banks are there who provide finance, loan, and insurance while purchasing a new mobile phone. According to the bank or finance companies terms and condition, you can purchase the mobile insurance or purchase your mobile through finance scheme. Moreover, a customer can use their bank debit card or credit card for the easy purchase of mobile insurance from the company. Therefore, there are many things still waiting for you all about the working of mobile insurance in general.
What is Mobile Insurance?
Mobile Insurance is almost the same as other insurance policies like motor vehicle insurance, gadget insurance, etc. If any customer purchases the mobile insurance for their new phones, then it will cover the cost of repairing your phone if got damaged. It also bears the cost of your phone if you lost it or stolen. The extra protection coverage is also available from a mobile insurance company like Broken Screen, Liquid Damage and any type of Accidental Damage.
Why do we need Mobile Insurance?
After purchasing a new phone, we generally remain very much care about it. The reason behind it is that we do not want the new phone gets damage or loss in any chance. That is why it is needful to purchase mobile insurance for a new phone. The company will return the value of a phone after getting damaged or lost when you have insurance on a new phone. There is no need to take a headache by the phone owner in such condition. You need to claim the insurance with proper reason and proof. The rest will do by the insurance company accordingly.
How do you get the insurance coverage in your device?
While a customer goes into a shop to purchase a new phone, then the retailer will provide straight insurance on your phone. Forgetting the insurance, you need to pay some extra money rather than the cost of the phone. Sometimes the network provider also gives you the insurance with the cheapest option among other mobile insurance policies.
What things covered under Mobile Insurance Policies?
Following things are currently covered under the Mobile Insurance policies. But you need to purchase and apply the insurance with your new phone only. So let us check out the things covered under mobile insurance.
- Theft or Lost
- Any accidental Damage
- Liquid Damage
- Broken Screen
- Mechanical Failure
- Button broken
- Accessories fault
- Damage socket or earphones
The cost to repair the above things under an insurance policy within the period will completely bear by the insurance company only.
How to claim mobile insurance from a company?
According to the terms and condition, a user can claim the mobile insurance which he/she lost/stole and broken down their phone. You need to contact immediately with 24 hours to the insurance company after the tragedy happens.
After that, you need to explain the whole thing that what happens with your phone to complete the claim properly. Then follow the instruction given by the insurer to get back the value of the product against the claim.
The company will check and verify the whole things and let you know about the repair, replacement or transfer the value money off your mobile phone.
# Always keep the back up of phone data to the cloud or several ways regularly.
Conclusion:
Finally, we want to tell you that, it is completely your liability to keep your mobile phone safe. So, after purchasing a new mobile phone, you need to buy a good insurance policy to protect your mobile in the future. It is your choice for how many years you need to purchase the insurance for your phone. Minimum a customer can buy 1-year mobile protection insurance and more. I hope the information given here about how mobile insurance works is now helpful to you all. If you are satisfied, then feel free to share with your friends and others as well.
