While we are going to purchase a new mobile phone, the retailer or seller offer us to buy mobile insurance. The mobile insurance does the insurers for your device to use in the future that provides the overall protection securely. If you wish to buy, insurance for your mobile then you must need to know some of the pros and cons related to it. Even a customer must need to have the idea of why this mobile insurance is important to you all. Sometimes the new mobile deals come with one year or two-year insurance plan including the price of the mobile phone. Therefore, it is completely your choice to choose the best deal for your new mobile phone.

Now a day many of the smartphone users face trouble in their mobile phone after a few months due to various reasons. The common reasons are broken screen, liquid damage, charging issues, theft or loss, etc. So these types of problems are being repaired and sometimes the phone is replaced free of cost if you own mobile insurance. Besides that, some of the disadvantages also exist if you want to buy mobile insurance. Based on all these needs, we are going to discuss the pros and cons of mobile insurance and why it is important to us.

Pros and cons of mobile insurance and why it important:

Pros and Cons of Mobile Insurance:

Here we are going to discuss both the pros and cons of mobile phone insurance while purchasing a new phone. Some customers think that buying mobile insurance is a good idea whereas some of the customers think that it is a waste of money. So, let us start to know about both the pros and cons of mobile insurance.

Pros:

The primary benefit of buying mobile insurance is that it cost you a very low price to purchase the coverage.
There are no other expenses every month if you purchase the whole yearly basis insurance for your phone.
The customer can pay the insurance on an installment basis with the price of the phone through the finance system.
On the other hand, if you buy the mobile insurance, then it will protect your phone regarding liquid damage, physical damage, theft, loss, etc.
You need not pay a single penny for repairing your device, or even you will get the full replacement in warranty and without warranty as well.
You can extend the insurance term by renewing the policy which keeps the customer always tension free.

Cons:

The main cons or a disadvantage of mobile insurance is that if you lost your phone or got stolen, then you need to file a police report first.
This is a long-term process that police will verify everything, and then they will inform the insurer to pay back the phone value by following terms and condition.
Similarly, it will take a long time if your phone gets physical damage like the screen is broken or liquid damage and in other problems as well.
Buying mobile insurance is a monthly or yearly basis headache where you need to pay the policy premium regularly.

Why is it important to us?

Presently buying mobile phone insurance is worthy if you want to cover your phone in full protection. Generally, we do not have a guarantee that our phone does not get break down or lost in any condition. Therefore, the big-budget phones need to have insurance coverage at least for 12 months or 24 months as per your need. After that, you can extend or renew it as your requirements. If your phone is on warranty or without warranty, then also the insurance will bear the cost of repairing or replacing your phone completely. This makes a customer remain hassle-free while using a mobile phone day-to-day life.

Conclusion:

So that is all about the details of the pros and cons if mobile insurance and why it is important to us. After reading the above article, you may get some basic idea about the importance of having insurance for your new mobile phone. Besides that, we have also mentioned the disadvantages, i.e. the cons of having mobile insurance in general to all. Moreover, we want to inform you that to avail the best mobile insurance, there are many banks available, or you can directly purchase from the insurance company or retailer. For making secure transaction your use your debit card or credit card to purchase the phone and insurance too. For purchasing the new mobile, some retailers also provide you the finance system for hassle-free installments. Hope the information given here is now helpful to you all in terms of mobile insurance. If you are satisfied then share it to your friends and others as well.